Mortgage Lender;

Do you find yourself described in any of these scenarios?

• Who to blame when something goes wrong in your HVCC operation?

• Who is the decision maker in your shop?

• Are you sure of the HVCC decision you made?

• How your HVCC team is performing?

• How your HVCC decision is affecting your budget?

• You are a TPO lender and you think you are in compliance with HVCC by doing a simple change in your operation?

• So you have your own HVCC team established, are you sure you are in compliance?